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Ensor & Co., Realtors
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Upcoming Changes to USDA Loan Program May Disqualify Some Austin Communities

  • January 7, 2010
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  • Joseph Ensor
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While doing an open house at the model home for Vistas of Stony Ridge, a Lennar Community in Southeast Austin, I got the chance to experience first-hand the character of this neighborhood. Although it was a cloudy day, there was still children playing outside, a neighbor walking her dog, and families taking down their Christmas decorations. It gave me a sense of community about this Del Valle neighborhood – and the guests at my open house agreed. In fact, one guest agreed so much that they decided to purchase a home in the community the very next day.  Let me be the first to say congratulations to Vistas of Stony Ridge’s newest homeowner!

Vistas of Stony Ridge and the USDA Loan Program

Vistas of Stony Ridge is one of the communities that currently qualify for the USDA loan program. For those of you that don’t know, USDA offers buyers 100% loans without mortgage insurance and does not require a down payment. (Contact me for more information on this loan program).  However, when speaking to a lender today about Vistas of Stony Ridge and the USDA program, she mentioned that the program will be reevaluated this year and that this neighborhood and several others around Austin may not qualify for the program for much longer.

This means if you are on the fence and are considering a home in one of the outlying areas of Austin, like Del Valle, then now may be the time to act!  Interest rates are still low, prices are competitive, and you can buy a home now with the USDA program for practically no out-of-pocket expense.

Your Austin Area Realtor

Contact me today to learn more about this community or other communities such as Del Valle and let’s talk about what options are available to you.

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  • del valle
  • lennar homes
  • vistas of stony ridge
Joseph Ensor

Joseph Ensor is a Texas real estate broker and the owner of Ensor & Co. Realtors. In addition to representing select clients, he works closely with each of his team members to help them build a successful career in selling Austin real estate. A graduate from Arizona State University with a degree in Finance, he enjoys helping his clients and his team members with the mathematical side of each transaction. With over 20 years of experience in real estate investing and sales, he understands the overall complexities involved in a real estate transaction. He uses his expertise to overcome challenging situations and his objective is to work diligently and intelligently toward a positive outcome for his team and for his clients.

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Meet the Team at Ensor & Co.
Becky Belt
Becky is a native Austinite, 8th generation Texan, and Daughter of the…
Jackie Ensor
Born and raised in the "Heart of Texas" (Bryan - College Station),…
Joseph Ensor
Joseph Ensor is a Texas real estate broker and the owner of Ensor &…
Kim Beckham
Kim Beckham is a Realtor located in Bastrop, TX where she has been…
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